It can be hard for any of us to tell the difference between a scam and cold calling. It can be even harder for those who are older, live alone or are vulnerable.
So it makes sense to know some common scams so you can be prepared and this is the second in our series highlighting some of the most common.
HMRC scams
You may get a call from someone claiming to be from HMRC saying there's an issue with your tax refund or an unpaid tax bill. They may leave a message and ask you to call back. HMRC would never contact you this way and would never ask you to reveal personal financial information such as your bank account details.
Council Tax scams
Calls claiming to be about correcting your Council Tax band or giving you a Council Tax rebate. Your council would never call you about a rebate out of the blue.
Compensation calls
This is a call from a company asking about a car accident you’ve supposedly had claiming you may be entitled to compensation. Don’t engage in these calls. If you’ve had an accident, call your own insurance company on the phone number provided on your policy.
Sales and investment calls
These are unwanted or pushy sales calls, or investment opportunities that seem too good to be true.