Will your property be protected under the proposed social care reforms? - CAREAWARE COMMENT

Former Conservative Prime Minister David Cameron described the means test system that forces people to sell their homes to pay for care as being cruel.

More than 13 years later, the current Prime Minister’s plans didn’t mention anything specific about protecting the family home and with the new means tested support threshold to be set at £100,000 – just 37% of the average house value in England, it seems that we will still be expected to sell our homes to pay for our care fees.


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In 2020/21, local authorities spent £7.8 billion on long-term support for older people, of which £4.8 billion was on nursing or residential care, £2.9 billion on community support, including home care

Each local authority has an amount which they will pay for a given care need. This might be an hourly rate for home care or a weekly fee for residential care. Not all care providers will accept this r