top of page
Search

Ask our Advisers - What is a Top-up?

Each local authority has an amount which they will pay for a given care need. This might be an hourly rate for home care or a weekly fee for residential care. Not all care providers will accept this rate as they argue it does not meet the cost of delivering care services. As a result, some will only accept state funded residents if a top-up payment is made.


Many families may be unable to afford such a payment and some homes are criticised for making this extra charge. Others argue that that top up charges are needed as a direct result of local authorities paying too little for care services


Regardless of this, it is important to discuss the position with the care home before the person moves into the home so the current and longer-term funding position is clearly understood. It is also not unusual for new residents to be asked to confirm a minimum of two years self-funding capacity.

8 views

Recent Posts

See All

Planning for Old Age

Planning remains one of the biggest challenges for the senior housing market as councils across England remain unprepared to provide suitable accommodation. Research by property consultancy Knight Fra

All Time Low Care Satisfaction

New findings from the British Social Attitudes survey, published by the Nuffield Trust and The King’s Fund, show that public satisfaction with social care services has dropped to just 13 per cent, the

How England compares to other UK Home nations

England’s system of means-testing for care of those who meet eligibility criteria is by far the least generous of the four UK nations. While Northern Ireland operates the same capital thresholds for c

Comments


bottom of page